We help
students
everyone
secure their
next rental

Smart products that close the gap between renters and their dream homes.

you might recognize us

you might recognize us

Empowering

both

sides

of the lease

both sides

of the lease

Renters

Easily secure a rental, build your credit,
and protect your things.

Properties

Qualify more renters, improve your NOI,
and protect your bottom line.

It’s easy to get started

Simple

Fill out a short questionnaire and upload a few documents.

Fast

Qualify to move into your new rental in as little as 30 minutes.

Affordable

Get approved for the home you want without breaking the bank.

Helping you get approved

Feel like you don’t qualify?

No body will co-sign my lease.

I can’t afford to pre-pay 12 months.

I don’t qualify with my income.

I don’t have a credit history to qualify.

Realize your rent potential

Padder makes it easy to secure the place you actually want.

Your Annual Income

Without Padder

With Padder

Without Padder, I wouldn’t have been able to afford my current home. Despite having a steady income, the initial rental deposit was more than I had saved up, and there was no one I could ask to be my guarantor.

Shota Fujimoto
Freelancer

Backed by the best

Backed by the
industry’s best

Our established insurance providers have been protecting Canadians for nearly 20 years. Coverage is provided by an insurance company currently rated A- (excellent) by A.M. Best. 

Products built for rentals

Meet your renting superpowers
Easily qualify for rentals without needing help from your family and friends. We’ll back you instead.
Protect your things with an affordable solution that meets your move-in requirements.
Build your credit history simply by paying rent. Every month, we report your payments to Equifax.

Padder

Promise​

We might be a start-up, but we’re not going anywhere. We’ve spent years building simple and secure financial products backed by trusted names in Canadian finance. We’ll cover you for the long haul: from move-in to move-out and for decades to come. That’s the Padder promise.